Frequently Asked Questions
1. When can I add a dependent to my health plans?
You may add an eligible dependent to your existing coverage within 30 days of birth/adoption, marriage, or loss of coverage. If it does not meet these criteria, you must wait for the annual open enrollment period.
2. Who is eligible to enroll in health coverage?
You may enroll yourself and all of the following eligible family members:

  • Your spouse, domestic partner, and your child(ren) under age 19 or under the age of 24 if a full-time student who has never been married
    Note: CalPERS Health plans allow children under the age of 23 regardless of educational status
  • An adopted child or stepchild
  • A child in which you have legal guardianship
3. What if I want to change health plans?
An Open Enrollment period is held annually in which you can change plans and add or delete dependents.
4. When should I contact my health plan?
Contact your health plan for the following items or requests:

  • Identification Cards
  • Verification of Provider Participation
  • Service Area Boundaries
  • Benefits, Deductibles, Limitations and Exclusions
  • Evidence of Coverage Booklets
  • Individual Conversion Policies
  • Billing Disputes
5. I am leaving employment with the County. How do I get a refund of my PERS retirement contributions?
When CalPERS is notified by the County that you have permanently separated from employment, you will be sent a refund election packet. When CalPERS receives your completed election form, CalPERS will complete your refund in about four to six weeks.
6. Can I withdraw money from my Deferred Compensation Account to buy a house?
No. A withdrawal must qualify as an unforeseeable emergency which is a severe financial hardship resulting from a sudden and unexpected illness or accident to you or your dependents, loss of property due to casualty, or other circumstances arising from events beyond your control. Expected or predictable expenses, such as college tuition, the purchase of real estate, or divorce, do not qualify as unforeseeable emergencies.